Proportional Giving FAQs
with answers offered by Stephen Shaver+
What’s the purpose of proportional giving?
I believe giving away money is a profound spiritual practice. It’s a statement of gratitude and trust in God. It’s a way of cultivating generosity. When we give away money, we say at a very basic level that the universe is not just about meeting my own needs, and that I am called to participate in God’s work of caring for others.
Practically speaking, I find that the best way to do that is to choose a certain percentage of one’s income to give away. Choosing a percentage makes giving intentional and planned. It helps resist the temptation to just give what’s left over, or just give in a haphazard way when we happen to think about it. And it encourages us to make a realistic budget. Good financial stewardship is about more than just giving: it’s about managing debt, planning for the future, everything we do to take good care of the resources God has entrusted to us so we can use them for God’s mission in the world.
Some denominations practically mandate “the biblical tithe.” What are your thoughts about tithing?
I think giving 10% is a great idea. But I have a hard time with the idea that there is a biblical mandate for that specific number. The idea of a tithe comes from the Law of Moses, which prescribed regulations for all areas of life for the people of Israel. Christians haven’t traditionally seen all those regulations as binding for us today. Most Gentile Christians don’t follow the dietary codes or the regulations about how to sow your fields. So I don’t see the tithe as a “biblical mandate.”
The fact is, what we owe God is not 10% of all we have. It’s 100%. Jesus said, “Give to Caesar what is Caesar’s and to God what is God’s.” Well, what is God’s is everything we are and everything we have.
So, the question is not “How much of what’s mine should I give to God?” It’s “How much of what God has entrusted to me, for God’s mission, should I designate to what uses?” That includes deciding what percentage goes to my needs and my family’s needs, like food, clothing, recreation and saving for the future. Those things are part of God’s mission too, and we need to provide for them. But we also need to include other things that serve God’s mission.
What’s good about 10% isn’t that it’s required by the Bible. It’s that for many of us it represents a benchmark that’s challenging, but not completely out of reach. We can start wherever we are, giving away 1% or 2% or whatever’s possible for this year. Then, next year, we can challenge ourselves: can I grow that? If I’ve been at 4%, could I get to 5% this year?
How do you decide how much to give and to what causes?
Percentage-wise, our family has been working toward a combined total of 10% for a number of years. There have been a couple of times when our income has gone up, and those have been opportunities where we’ve been able to increase our giving by a percent or two. When I started at Incarnation we went from one income back to two, and that helped us finally reach 10%.
As for where we give, our parish is always a major one. I believe that giving to one’s congregation is a critical spiritual practice. It’s a statement about our primary identity. There are many organizations I belong to, but my deepest identity is as a child of God and a member of Christ’s Body in this place. So our family’s practice for the past few years has been to give 5% of our income to our parish and divide the other 5% among other causes we believe serve God’s mission.
Incarnation’s budget is a spiritual and theological document. It says, “We, the Body of Christ in this particular congregation, choose to use the resources God has given us in these ways.” Giving up control over this portion of our individual income and submitting it to our collective congregational budget, is a profound statement that we are not just individuals, but really one body. We pool our financial resources to serve God’s mission in a collective way.
What about those who feel their time is a sufficient substitute for their treasure?
I think that comes from a place of real generosity and dedication. And I’d say that our whole lives belong to God, both our time and our treasure, and there is a real joy to be found in offering both of those things.
What would you say to someone who can only make a very small pledge?
I’d say “Thank you,” of course! It’s really not the amount of the pledge that matters in the end. It’s the love and prayerfulness and intention behind it. I want to challenge each member of our congregation to sit down and really think and pray about how much they can give away, and do that with an open heart and a sacrificial spirit. If a person enters into that challenge, and discovers they can only give away a very small amount this year, but they can do it with an open heart and a sacrificial spirit, then that’s wonderful. God isn’t impressed by big numbers for big numbers’ sake. God looks on the heart.
What would be your dream goal for Incarnation’s annual pledge campaign?
I would love to see 100% participation. That would mean that every single active household in our church makes a pledge—a pledge that reflects their prayerful discernment about how much of their income God is calling them to give.
From a budget standpoint, we have made incredible strides toward sustainability over the past several years. Our total pledges have gone from a low of $295,000 in 2015 to $440,000 in 2023, even in these tumultuous years of local and global crises. We’ve ended the unsustainable draws we were making on our investments. Now we’re ready to build on those successes. Our pledge committee has set an ambitious goal of $500,000 this year that would allow us to expand our ministries and dream new dreams.
That said, our primary reason for giving isn’t to meet a certain budget goal—it’s to make a spiritual practice of generosity. I hope every single household at Incarnation will participate.